Organizational Authorized Individuals

PA ABLE accounts are a life-changing savings opportunity that create financial freedom and equity for people living with qualifying medical conditions and allow for management by an Authorized Individual, when necessary. Taking the step to become an Organizational Authorized Individual will allow your organization to offer a new level of support to your clients, providing resources and guidance to help them reach their financial goals. 

Organizational Authorized Individuals can place funds in a PA ABLE account to assist in managing asset limits and prevent the suspension of Social Security, Medicaid, and other benefits. Even organizations that serve as Representative Payees as designated by the Social Security Administration, can enroll as Organizational Authorized Individuals to better help the people they support. 

Creating accounts for your clients is easy, and you can set up multiple accounts at the same time. With the PA ABLE, you can easily manage a client's account, make payments, load a free prepaid card, and more. Plus, PA ABLE accounts can reach a balance of $100,000 without affecting SSI benefits, which means clients can save more money and your organization does not have to keep assets below the standard $2,000 limit. 

Learn more about PA ABLE accounts and how to serve as an Authorized Individual

Registering online is simple

The online registration process for an Organizational Authorized Individual consists of:

• Information about the Organization and account owner
• Multi-Factor Authentication (MFA)
• Documentation upload and verification

Information needed to register

To register, you will need to provide information that establishes the ability of your organization to act as an Authorized Individual. The key information includes:

About the Organization

1. Basic Information
   Provide formal Organization name, EIN, Organization type, address, contact details, and documentation (varies depending on Organization type)
2. Controlling Officer Information
   Requires a government–issued ID for the Controlling Officer
3. Beneficial Owner Information
   Required only if the Organization is a for–profit business
4. Agent Assignment Information
   Authorize an Agent to act on behalf of the Organization and provide instructions for the administration of the PA ABLE accounts

About the Account Owner

1. Basic Information
   Identify the account owner
2. Relationship to the Account Owner
   Identify the organization and the source of their authority to act as Authorized Individual (e.g. Power of Attorney, Guardianship, Representative Payee, etc.)
3. Provide communication preferences
   Choose if you want to receive digital or paper statements, forms, and documents
4. Eligibility Confirmation
   Provide the account owner’s diagnosis code as defined by the form and confirm the account owner’s eligibility to have a PA ABLE account

Contact us for more information

Further Documentation

Once you have completed the application and verification, you will need to provide the designated documentation to verify your organization.

Nonprofit Organizations

• One of the following documents:
• Certified Articles of Incorporation of the Organization
• U.S. Internal Revenue Code Sec. 501(c)(3) Exempt Organization Affirmation
• Organization Resolution of Signing Authority
• Government-issued photo ID for the Controlling Officer

Register as an Organizational Authorized Individual

For-profit Organizations

• One of the following documents:
• Certified Articles of Incorporation of the Organization
• Latest audited financial statements
• Organization Resolution of Signing Authority
• Government-issued photo IDs for the Controlling Officer and Beneficial Owner(s)

Register as an Organizational Authorized Individual

Government Organizations

• Organization Resolution of Signing Authority
• Government-issued photo ID for the Controlling Officer

Register as an Organizational Authorized Individual

Further forms of identification

Other acceptable forms of identification for Organizations include:

1. Determination Letter
2. General or Limited Partnership Agreement
3. Trust Instrument - Letters of Trusteeship or Executorship
4. A government-issued business license
5. A published annual report
6. 10-K or other information contained on the U.S. Securities and Exchange Commission website, the websites of various self-regulatory organizations (i.e., FINRA), or from other governmental sources

Register as an Organizational Authorized Individual