Eligiblity Quiz
Are you opening a PA ABLE Savings Program account for yourself or another person?
Yourself
Another Person
Are you an adult (18 or older) who is the intended beneficiary's parent, guardian, or power of attorney?
Yes
No
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Does the beneficiary have a qualified disability that began prior to the 26th birthday?
Yes
No
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Are you entitled to receive Supplemental Security Income (SSI
) or Social Security Disability Insurance (SSI
) because of your disability?
Yes
No
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Is the intended beneficiary entitled to receive Supplemental Security Income (SSI
) or Social Security Disability Insurance (SSI
) because of a disability?
Yes
No
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Has your condition lasted, or is it expected to last, more than 12 continuous months or result in death?
Yes
No
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Is the intended beneficiary legally blind OR have a severe physical or mental impairment?
Yes
No
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Has the intended beneficiary’s condition lasted, or is expected to last, more than 12 continuous months or result in death?
Yes
No
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You may be eligible. You must have a written diagnosis regarding your disability signed by a physician who meets SSA criteria. You must be able to provide it, if requested. You do not need to submit it with your enrollment form.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
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The intended beneficiary may be eligible. They must have a written diagnosis regarding your disability signed by a physician who meets SSA criteria. They must be able to provide it, if requested. They do not need to submit it with their enrollment form.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverYou may be eligible.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverThe intended beneficiary may be eligible.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverYou may not be eligible.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverThe intended beneficiary may not be eligible.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverYou may not be eligible.
Please call 855-529-ABLE (2253) with any additional questions or to talk with a customer service representative.
Start OverMy Account
Please Note: The PA ABLE Savings Program customer service call center will be closing at 2:00 p.m. on Friday, September 1, 2017, and will reopen at 8:00 a.m. on Tuesday, September 5, 2017.
My Account
Qualified Expenses
Qualified PA ABLE Expenses
PA ABLE accounts can be used for a wide variety of qualified expenses. Learn more.
Use Your Account To Pay “Qualified Disability Expenses.”
- Education
- Housing
- Transportation
- Employment Training/Support
- Assistive Technology/Personal Support Services
- Health
- Prevention/Wellness
- Financial Management/Administrative
- Legal Fees
- Expenses For Oversight/Monitoring
- Funeral/Burial Expenses
Qualified Disability Expenses are not limited to items that are "medically necessary" and they need not be for the sole benefit of the Eligible Individual.
Proposed Internal Revenue Service regulations state that basic living expenses are also qualified disability expenses.
Access Your Funds At Any Time For Any Reason
You will be able to access the funds at any time for any purpose. However, if you use the funds for anything other than Qualified Disability Expenses (a Non-Qualified Withdrawal), there may be tax consequences. The growth portion of any Non-Qualified Withdrawal will be subject to federal and state income tax and an additional 10% federal tax. Taxes are on the growth portion only not the entire withdrawal. Additionally, depending on the circumstances, a Non-Qualified Withdrawal might impact your SSI or other federal and state needs-based benefits.
Documenting Your Expenses
You will not be required to submit documentation showing whether withdrawals are for Qualified Disability Expenses. However, documentation that the total withdrawals for a tax year did not exceed the disability-related expenses for that year may be required in the event of an Internal Revenue Service (IRS) tax audit. Additionally, if you are a Supplemental Security Income (SSI) recipient, you may need to provide the Social Security Administration with the details of each withdrawal. So, you should retain adequate documentation.
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Phone: 855-529-ABLE (2253)Email: info@paable.gov
PA ABLE Savings Program
607 South Drive | Room 529
Harrisburg, PA 17120