Are you an adult who is the intended beneficiary's power of attorney, legal guardian or conservator, spouse, parent, sibling, grandparent, or representative payee?
Is the intended beneficiary entitled to receive Supplemental Security Income (SSI) or Social Security Disability Insurance (SSI) because of a disability?
Based on your responses, it appears that you may be eligible to open a PA ABLE Savings Program account. However, you must have a written diagnosis signed by a physician who meets SSA criteria regarding your disability and you must be able to provide it, if requested. You will not need to submit it with your enrollment form.
Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that that the intended beneficiary may be eligible to open a PA ABLE Savings Program account. However, he or she must have a written diagnosis signed by a physician who meets SSA criteria regarding his or her disability and must be able to provide it, if requested. You will not need to submit it with your enrollment form.
Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that you may be eligible to open a PA ABLE Savings Program account. Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that the intended beneficiary may be eligible to open a PA ABLE Savings Program account. Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that you may not be eligible to open a PA ABLE Savings Program account. Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that the intended beneficiary may not be eligible to open a PA ABLE Savings Program account. Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
Based on your responses, it appears that you may not be eligible to open a PA ABLE Savings Program account for the intended beneficiary. Please call us at 855-529-2253 with any additional questions or to talk with a customer service representative.
PA ABLE Savings Program accounts are an addition to, not a replacement of, government programs and do not affect eligibility for any federal needs-based programs including Medicaid. There is a limitation for Supplemental Security Income (SSI) benefits. For example, accounts up to $100,000 are not considered in determining eligibility for SSI.
PA ABLE Benefits
This comparison chart illustrates a few important benefits for Pennsylvanians which are exclusive to PA ABLE.
This video covers some important features and benefits of PA ABLE.
Tax Advantages
Owe no federal or Pennsylvania income tax on saving’s growth when held in the account (tax deferral).
Take withdrawals for “qualified disability expenses” and no federal or Pennsylvania income tax is owed (tax exemption).
Entire account (savings and growth) is exempt from Pennsylvania inheritance tax.
Pennsylvania Residents: Open A PA ABLE Account - Get Exclusive Benefits
Deduct PA ABLE contributions up to $17,000 per year from Pennsylvania taxable income (only contributions to PA ABLE accounts qualify for this tax deduction)
Protects eligibility for PA health and disability-related benefits
Protects eligibility for PA student financial aid
Contributions grow PA income tax free
Entire account is exempt from PA inheritance tax
Entire account is protected from creditors of the account owner, beneficiary or contributor
Account not subject to Medical Assistance (Medicaid) repayment (account owner's estate might be)
